Income

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General Information | Programming Resource | Research

– General Information –

Bouncing Back When Your Income Drops: Overview Land Grant Institution or Extension Resource

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Description: This document suggests ways to get back on the right track after a loss of employment, disability, etc.

Bouncing Back When Your Income Drops: 2. Working Together As A Family Land Grant Institution or Extension Resource

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Description: This fact sheet discusses the impact of families and having a support system during periods of unemployment.

Bouncing Back When Your Income Drops: 3. Checking Financial Resources Land Grant Institution or Extension Resource

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Description: Using a guide to organize your income. This helps you to know where and what your money goes to.

Bouncing Back When Your Income Drops: 4. Setting Spending Priorities Land Grant Institution or Extension Resource

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Description: This fact sheet offers suggestions on how to get your spending priorities to be more efficient and economical during periods of unemployment.

Bouncing Back When Your Income Drops: 5. Paying Creditors and Maintaining Your Financial Reputation Land Grant Institution or Extension Resource

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Description: This fact sheet offers suggestions on how to get back on the right track by paying your creditors and maintaining your finances.

Bouncing Back When Your Income Drops: 6. Cutting Corners and Economizing Land Grant Institution or Extension Resource

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Description: This fact sheet discusses how to cut corners and economize during periods of unemployment.

Bouncing Back When Your Income Drops: 7. Using Community Resources Land Grant Institution or Extension Resource

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Description: This fact sheet discusses how if you use your community resources, you may be employed within weeks.

Bouncing Back When Your Income Drops: 8. Finding New Employment Land Grant Institution or Extension Resource

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Description: A PDF file; a document that helps you understand your employment options once you've lost your job and where to find new employment. It also helps you know what to look for in a new job.

Census QuickFacts Land Grant Institution or Extension Resource

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Description: With Census QuickFacts you can, by state, access information on medium household income, persons below the poverty level, economic characteristics, and more.

Child Support Gains Some Ground

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Description: Significantly more children in low-income families received child support in 2001 than in 1996. Half of all children with family incomes below the federal poverty thresholds lived with their mothers and had fathers living elsewhere in 2001, making them potentially eligible to receive child support.

Families Taking Charge, Setting Spending Priorities (Virgina Cooperative Extension) Land Grant Institution or Extension Resource

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Author: Leech, Irene (1 more by this author); Cloud, Donald
Description: Faced with a reduced income, you'll need to cut back on spending and develop a spending plan to help you pay your bills. If your income will be reduced for more than a month, adjust your spending habits to maintain control of your finances. This website elaborates more on these ideas.

New Mexico Sustainable Building Tax Credit

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Description: An income tax credit to encourage private sector design and construction of energy efficient, sustainable buildings for commercial and residential use.

U.S. Small Business Administration

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Description: The U.S. Small Business Administration, established in 1953, provides financial, technical and management assistance to help Americans start, run, and grow their businesses.

Your Money Your Taxes Land Grant Institution or Extension Resource

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Description: This easy to read website contains basic information about federal and Pennsylvania taxes. Other information highlights the Volunteer Income Tax Assistance program, common tax questions and answers, tax tools such as calculators and updated annual limits related to taxes and financial planning.

– Programming Resource –

A Profile of the Low-Wage Immigrant Workforce

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Description: This study examines the size of the low-wage immigrant labor force, as well as the educational attainment, English language ability, legal status, and gender of low-wage immigrant workers.

Can Low-Income Americans Afford a Healthy Diet? U.S. Department of Agriculture's Economic Research Service (ERS) Land Grant Institution or Extension Resource

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Description: The summary states that low-income households that receive maximum food assistance benefits usually can afford a healthy diet; others may have more difficulty.

Census QuickFacts Land Grant Institution or Extension Resource

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Description: With Census QuickFacts you can, by state, access information on medium household income, persons below the poverty level, economic characteristics, and more.

Low-Income Immigrant Families

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Description: This brief provides an analysis of benefit and service use among families of immigrant workers with children. Using data from the 2002 National Survey of America's Families, the authors examine safety net programs, including the earned income tax credit, cash welfare, food stamps, housing assistance, health insurance coverage, and child care.

Managing in Tough Times National Extension Initiative (MiTT) Land Grant Institution or Extension Resource

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Description: The Managing in Tough Times resource directory, MiTTNet, is a fully searchable website with resources and educational materials aimed at individuals and families, farms and ranches, communities, and youth cope with economic crises and hardships.

When the Pantry Is Bare: Emergency Food Assistance and Hispanic Children

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Description: This site addresses the economic need among Hispanic families, the role of private food assistance in supplementing the government's nutrition safety net, and ways to increase income and reduce food insecurity.

When Your Income Drops Land Grant Institution or Extension Resource

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Author: Howell, Beverly
Description: This fact sheet provides suggestions on how to deal with reduced income, loss of income, and financial uncertainty.

– Research –

A Profile of the Low-Wage Immigrant Workforce

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Description: This study examines the size of the low-wage immigrant labor force, as well as the educational attainment, English language ability, legal status, and gender of low-wage immigrant workers.

Black-White Wage Inequality, Employment Rates, and Incarceration

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Author: Western, Bruce (1 more by this author)
Description: The observed gap in average wages between black men and white men inadequately reflects the relative economic standing of blacks, who suffer from a high rate of joblessness.

Can Low-Income Americans Afford a Healthy Diet? U.S. Department of Agriculture's Economic Research Service (ERS) Land Grant Institution or Extension Resource

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Description: The summary states that low-income households that receive maximum food assistance benefits usually can afford a healthy diet; others may have more difficulty.

Child Care use by Low-income Families: Variations across states

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Description: This research brief provides new estimates to show the variation across the 50 states in the use of nonparental child care, the types of child care used, and parents’ experiences with child care problems that interfere with their work schedules. The brief concludes with a discussion of possible reasons for these patterns across states.

Children in Immigrant Families- The U.S. and 50 states: Economic need beyond the Official Poverty Measure

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Description: This research brief draws on results from Census 2000 data examining differences in the poverty rates between children in immigrant families and children in native-born families. The brief reports results for the official poverty measure, but also for two alternatives to the official measure.

Children in Immigrant Families--The U.S. and 50 States: Economic Need Beyojnd the Official Poverty Measure

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Description: This Research Brief, the second in our series on immigrant children, draws on new results from Census 2000 data to examine differences in the poverty rates between children in immigrant families and children in native-born families. The results suggest that policies and programs to combat childhood poverty, to be truly effective, should consider the full range of costs that strain family budgets.

Children in Poverty: Trends, Consequences, and policy options

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Description: This research brief draws on Census data for 2007 to present a statistical portrait of children in poverty in the United States, updating similar briefs Child Trends produced in 1999 and 2002. The brief highlights research on the consequences of poverty for children and suggests program and policy approaches that hold promise for decreasing poverty among low-income children and their families.

Home Visitation: Part of a Comprehensive Approach to Improving the Lives of Poor Families

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Description: Discusses ways to address the educational and health needs of hard-to-reach children through home visitation. Discusses efforts to ensure that programs are more effective and coordinated.

Income, Poverty, and Health Insurance Coverage in the United States: 2009

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Description: This report presents data on income,poverty, and health insurance coverage in the United States based on information collected in the 2010 and earlier Current Population Survey Annual Social and Economic This report presents data on income, poverty, and health insurance coverage in the United States based on information collected in the 2010 and earlier Current Population Survey Annual Social and Economic Supplements conducted by the U.S. Census Bureau.

Low-Income Immigrant Families

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Description: This brief provides an analysis of benefit and service use among families of immigrant workers with children. Using data from the 2002 National Survey of America's Families, the authors examine safety net programs, including the earned income tax credit, cash welfare, food stamps, housing assistance, health insurance coverage, and child care.

Low-Income Working Families: Updated Facts and Figures

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Description: A large percentage of American families have low incomes, which lead to a host of challenges and disadvantages for both parents and children. In 2006, one out of every three families with children had incomes below twice the federal poverty level (FPL): $40,888 for a family with two adults and two children. While these families face many of the same challenges as other families, they are particularly financially vulnerable. This fact sheet provides statistics on the work effort, earnings, health care access and other characteristics of these families.

Public Benefits:Easing Poverty And Ensuring Medical Coverage

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Description: This research brief summarizes key findings on “safety net” issues and public assistance programs for people coping with hardships.

Racial and Ethnic Disparities Among Low-Income Families

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Description: This fact sheet provides statistics on racial and ethnic differences in family structure, work effort, nativity or immigration status, earnings, and education.

The Strengths of Poor Families

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Author: Valladares, Sherylls; Kristin Anderson Moore
Description: To explore similarities and contrasts between poor and non-poor families, Child Trends analyzed data for more than 100,000 families from the 2003 National Survey of Children’s Health. Their results suggest that although poor families experience socioeconomic disadvantages, these families may be enriched by the strengths found in their family routines and relationships. While they found that poor families are at a disadvantage when it comes to receiving services and benefits and are more likely to express concerns about their neighborhoods, poor families did not differ from more affluent families in many ways, such as in the closeness of their relationships and the frequency of outings together or attending religious services.

The Well-being of Children in Working Poor and other Families: 1997 and 2004

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Description: This research brief examines the well-being of children in working poor and other families between 1997 and 2004.

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