Financial planning
Number of unique resources found: 48
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Family Financial Management - Interventions Following a Disaster 
Description: The purpose of this fact sheet is to present some ways to deal with a financial crisis if it occurs. It will explain how to develop a financial plan, how to talk to creditors, and ways to make extra income. Financial hardship is difficult on families, so it is important to deal with financial stress. The best way to deal with financial stress is to take control and get help when needed. May be applicable for Gulf Oil Spill response or response to other catastrophic events such as flood, hurricane, earth quake, drought, wild fire, etc.
Family Financial Management - Planning for the Future
Description: Financial planning is important to maintaining a stable financial household. Good financial planning and achieving financial stability will also help to prevent financial crisis. Creating (and sticking to) a budget and spending plan will assist in attaining financial stability.
Social Security Information in Other Languages
Description: This site provides social security information in languages other than English.
– Evaluation –
Description: This is an article about the Family Check-Up, a user-friendly, web-based self-assessment tool for families. The tool provides immediate feedback to the user and would have multiple programming applications. These programming applications include needs assessment, access to Extension educational materials and programming, enhancement of collaboration and referrals among family and consumer science disciplines, program marketing, and potential outcome evaluation tools.
– General Information –
Certified Financial Planner Board
Description: The Certified Financial Planner Board of Standards, a professional regulatory organization, fosters professional standards in personal financial planning so that the public values, has access to and benefits from competent financial planning.
Author: Furry, Marilyn (4 more by this author)
Description: A PDF file focused on the process of your checking account and how to keep it working.
Financial Life Skills: Start with Mutual Funds
Description: A PDF file; A series to help you manage you money more effectively.
Financial Security in Later Life
Author: Kahler, James (4 more by this author)
Description: Financial security is the ability to meet future needs while keeping pace with day-to-day obligations. Preparing for retirement and potential long-term care costs takes planning, saving, and debt control. This Cooperative Extension initiative seeks to help people improve personal finance behaviors leading to financial security in later life, enhance the capacity of local educators and their partners to deliver effective programs, and increase economic vitality and quality of life for families and communities. The site has two parts, one for consumers looking for information and educational programs, and second for community educators implementing this initiative.
Helping Families Take Control of Their Finances
Description: Many families may be experiencing financial stress in which they are struggling with reduced incomes. Or, they may need to examine their spending and budgeting in a fresh way to meet new circumstances. Extension contains many resources to help families take control of their finances.
International Association of Registered Financial Consultants
Description: A website of financial professionals dedicated to helping people do a better job of spending, saving, investing, insuring and planning. Go here to Obtain a Financial Services Professional Credential Now!
Managing in Tough Times National Extension Initiative
Description: Managing in Tough Times (MiTT) is a searchable directory of existing Extension programs and materials relevant to managing in tough times. It is organized by critical issues facing target audiences. It includes resources on bankruptcy, budgeting, consumer protection, credit, employment, risk management, saving and investment, and taxes.
National Endowment for Financial Education
Description: The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all Americans acquire the information and gain the skills necessary to take control of their personal finances.
Older Adults Who Are Raising Children May Qualify For Tax Refund
Author: Brintnall-Peterson, Mary (3 more by this author)
Description: This is a fact sheet on how grandparents may be eligible for earned income tax credit when they take care of grandchildren and fall into certain income ranges.
Author: Cook, Teresa
Description: This is a fact sheet on the process of Reverse Mortgage and how it can reduce stress on senior home owners.
Author: Montgomery, Becky (1 more by this author)
Description: Details the liability risk to programs and provides five steps for managing those risks. Points out the value of sound agency structure as a risk management tool, the need for a risk management policy statement, and ways to address parental concerns and confidentiality.
Description: Families are suffering, jobs are scarce, budgets across the nation are beyond stretched, and the stress this puts on vulnerable communities, youth, and families continues to take its toll. Here at CYFERnet, we want to let everyone know that we are keeping up with the news and we have resources available. Here are a few of the resources on CYFERnet that relate to the current financial situation. There are many more available on the CYFERnet database that may be of use to those working with families who are coping with these difficult financial times.
Take Charge America Institute for Consumer Financial Education and Research
Description: The Institute provides research-based educational outreach programs to improve financial literacy and help consumers to make informed financial choices. Located in the Norton School of Family and Consumer Sciences, the Institute focuses its efforts on educating young people how to manage their finances and make informed choices as they move into adult life.
Description: To help families deal with the economic downturn, North Carolina Cooperative Extension has developed 23 fact sheets on how to cope with personal and financial crises. These fact sheets on saving money, talking to children about the economy, shopping for healthy foods on a tight budget, avoiding home foreclosure and other timely topics were developed by N.C. Cooperative Extension Family and Consumer Sciences specialists in the College of Agriculture and Life Sciences at NC State University.
Talking to Children about Tough Times
Author: Brotherson, Sean
Description: Many families are faced with financial concerns that are causing changes in how the family lives. Some families are facing unemployment or job layoffs, some are caught in the middle of the business downsizing trend, others were dealt a disaster due to weather-related problems that reduced their income, and still others are faced with the possibility of losing their business, farm and/or home. Making changes isn't easy for adults or for children. People become used to a certain lifestyle or quality of life and rarely think about the potential for it to end. It's human nature to resist and fear changes that approach when income is reduced or lifestyle or location must change. Adults often try to keep these difficulties from children, hoping that they either won't really notice or that they will not be bothered or affected by it. The adults become so absorbed in the difficulties that they forget the rest of the family might be in pain also. As an adult, it just seems to be the natural thing to do.
Volunteers: a Valuable Resource
Author: Montgomery, Becky (1 more by this author); Nancy Smith
Description: How-to's of screening, selecting, placing, and training volunteers. Outlines various ways that volunteers can be utilized and provides tips for retaining volunteers over time.
Author: Douglas, Diann
Description: In this segment of the Florida Marriage Preparation series, couples are encouraged to look at the importance of talking about money openly and honestly before marriage.
– Other Resources –
Description: This website provides articles and activities relating to the financial crisis.
– Professional Development –
Financial Strain and Its Impacts in Life
Description: This talk discusses financial strain and its impacts in life.
– Programming Resource –
9 Important Skills for Talking About Money
Description: This is an archived webinar in which Dr. Victor Harris presents Important Skills for talking about money on behalf of the Personal Finance Concentration of the Military Families Learning Network.
Description: This is an article about the Family Check-Up, a user-friendly, web-based self-assessment tool for families. The tool provides immediate feedback to the user and would have multiple programming applications. These programming applications include needs assessment, access to Extension educational materials and programming, enhancement of collaboration and referrals among family and consumer science disciplines, program marketing, and potential outcome evaluation tools.
Description: This is an archived webinar covering the steps to building a spending and saving plan that is likely to be followed.
Building Strong Families: Challenges and Choices
Description: From the University of Missouri Extension this resource provides the curriculum you need to offer workshops on thirteen different topics: Family Strengths, Communicating, Managing Stress, Child Self-Care, Food and Fitness, Working, Go For It!, Positive Discipline, Money Matters, Balancing Responsibilities, Consumer Beware, Healthy House, and Kids and Self-Esteem. The program helps families build strengths, face challenges, and make choices.
Financial Implications of Divorce
Description: This is an archived webinar that discusses the financial implications of divorce.
Getting Your Best Buy at the Grocery Store
Description: This is a fact sheet on saving money and spending responsibly at the grocery store.
High School Financial Planning Program (HSFPP)
Description: This online financial education program, aimed at high school age youth, focuses on how to handle and manage money through practical “core competencies” on how to create a financial plan, budget, saving and investing, personal insurance, career and lifestyle issues from a financial impact point of view.
Home Ownership: When is the right time?
Description: This is an archived webinar that discusses the home buying process including: financial readiness for the purchase, how to determine housing affordability and service –related considerations that may influence the purchase decision.
Description: This is a fact sheet on determining whether or not you can afford to buy a home.
Ideas to Help You Save Money at Home
Description: This is a fact sheet on ideas to save money in your home.
Implications of Relatives Raising Children While Parents are Deployed
Description: This is an archived webinar on logistical tasks that need to be addressed such as permissions for medical treatment and school enrollment; the challenges for grandparents who are parenting.
Income Tax Return Filing Issues for Members of the Armed Forces
Description: This is an archived webinar that introduces income tax rules for members of the United States Armed Forces.
Looking Ahead Making Wise Financial Decisions
Description: The Personal Financial Management Program (PFMP) offers services, partnerships, and tips to help anyone plan for financial success.
Description: Forms for a family to record the location of important papers, financial account numbers and locations, and other key family financial data.
Retire Ready: Financial Planning for Later Life
Description: This is an archived webinar that provides an overview of the retirement planning process and key messages for military financial counselors to impart to service members of varying ages and years of service.
Saving Money on No Cost/Low Cost Energy Changes
Description: This is a fact sheet on saving money on heating and cooling your home.
Should You Buy Food in Bulk? The Scoop on Food Storage
Description: This is a fact sheet on buying bulk food and storing food.
Stepping Stones for Stepfamilies--Lesson 5: Understanding Financial and Legal Matters
Author: Ferrer, Millie (29 more by this author)
Description: This lesson is designed to provide general information for Florida stepfamilies. However, the specific facts of any situation will influence the way in which laws and regulations apply. It will also influence the way in which families respond and function. The financial and legal issues that stepfamilies face can be quite complex.
Talking with Military Kids About Money
Description: This is an archived webinar aimed at those working with military parents and other caregivers, and helping them have conversations about money with children.
Description: This is an archived webinar that provides an overview of the Thrift Saving Plan for members of the uniformed services, and information about how this retirement savings plan is similar to 401(k) plans offered to private sector employees and can be incorporated as part of overall retirement planning strategy.
Tips to Prevent Home Foreclosure
Description: This is a fact sheet on how to prevent home foreclosure.
What to Do if You Lose Your Job: Spend Less
Description: This is a fact sheet on how to spend less money after losing your job.
– Research –
Description: This is an article about the Family Check-Up, a user-friendly, web-based self-assessment tool for families. The tool provides immediate feedback to the user and would have multiple programming applications. These programming applications include needs assessment, access to Extension educational materials and programming, enhancement of collaboration and referrals among family and consumer science disciplines, program marketing, and potential outcome evaluation tools.
A Retrospective Pretest-Posttest Evaluation of a One-Time Personal Finance Training
Description: Using data from several economics of personal finance workshops designed to teach high school teachers about a state's new personal finance performance standards, this article reports the results from of one type of evaluation, a retrospective pretest-posttest, that is useful for one-time, short duration workshops where the extra steps and additional costs of traditional pretest-posttest evaluation may not be warranted.
Helping Clientele Understand Elements of the Local Economy Through Input-Output Modeling
Description: This article demonstrates how an input-output model (IMPLAN) can be used to describe a local economy with considerable precision. The model is appropriate for estimating the economic impacts of current or proposed activities.
So, You Want To Move Out?!-An Awareness Program of the Real Costs of Moving Away From Home
Description: The So, You Want To Move Out?! program was developed to help teens explore the financial realities of moving away from home. Based on the evaluation, participants gained at least a basic knowledge of the concept of living within their means. The goal of the program is to increase youth financial literacy.
Urban Institute's A Quick Look at U.S. Households and Their Assets
Description: Boosting assets enables individuals and households to invest in life goals and to enhance long-term economic stability and social protections. This fact sheet, drawn from Asset Building and Low-Income Families, presents an array of key statistics.